Can you merge funds account for both commodities and F&O like kotak Neo. So that it will be very much helpful.
You can hold 2 types of accounts on Upstox: Securities and Commodities and add funds in these respective accounts. Securities account lets you trade in Equities, F&O, and Currencies on the NSE and BSE and a Commodities account lets you trade in Commodity Futures and Options on the MCX.
Presently, if you want to use funds from the Securities account in Commodities (or vice-versa), you will need to first withdraw the funds to your bank account and then add your funds back to the account of your choice.