There is an old response to this topic in a partial manner.
What we are all suggesting is for you to add an explicit feature to disable margin account which requires again OTP to enable.
This is a safety option that MUST BE AVAILABLE IN THE ACCOUNT.
@HEMALATHA_53106443 - There’s no option to put any percentage. On Upstox, margin is dynamic and can be used as required, based on the user’s trading needs.
Please note that for regular users who are not trading in margin products like MTF, F&O or Commodities, there is no impact, interest or extra charge as long as they have sufficient cash for their investments or trades.