Query Regarding Using Collateral Margin For Equity Delivery

Hey I see that the feature to use collateral margin for equity delivery has been enabled but I had some questions related to that, can you please help me understand the below points -
(Assumption - I have Rs 10,000 worth of shares in holding and I have pledged them and have got a margin of Rs 8000 after consideration of 20% margin)

  1. Can I buy a share worth Rs 7500 entirely from the margin amount without paying any cash?
  2. What are the charges will I be incurring If I go ahead with point 1.
  3. Can I use this margin to buy shares in MTF?
  4. If the feature in point 3 is available then considering the below scenario, how much charges will I have to pay -
    Share X of 50 Quantity bought in MTF using collateral margin of Rs 7500 (Considering the assumption stated at the beginning of these questions)

Hi @Aritra_42747106,

Here are the answers to your queries:

  1. Yes, you can buy shares right from collateral. However, at end of the day, the amount debit will be reflected in your ledger and if you don’t have adequate cash, your account will go in debit (negative) on which Delayed Payment Charges will be applicable.

You can read more about it here:
Stocks shall be held in CUSPA upto 5 days from the trade date.
More about what is CUSPA here - Auto pledging and unpledging of shares under CUSPA(Client unpaid securities Pledge account)Act - Upstox Help Center

Stocks in the CUSPA pledge may be liquidated any time after 5 days from the purchase date. If the market value of the CUSPA pledged shares falls to or below 70% of the debit value, the CUSPA pledge will be confiscated. If the ledger remains in debit after the confiscation of the CUSPA pledged shares, Upstox may confiscate Margin Pledge shares to recover the outstanding debit value.

Margin pledge policy and FAQ - Point 10 - Margin Pledge Policy and FAQs - Upstox Help Center.

  1. The charges will be 0.05% per day on negative balances. Please read the policy and FAQ on Delayed payment - Policy and FAQs on Delayed Payment - Upstox Help Center
  2. No, you cannot use this margin to buy MTF yet.

Hope this helps!